MedSurf Data Partnership Life Plans
Accident Plan
Accident insurance is designed to help cover out-of-pocket expenses and additional costs that can arise from accidental injuries, whether minor or severe. MedSurf's Group Accident Benefits provide financial support directly to you, allowing you to focus on recovery rather than worrying about how to pay your bills.
Why Choose MedSurf’s Accident Insurance?
Direct Benefits
Payments are made directly to you, not to healthcare providers.
No Medical Questions
No medical underwriting is required to qualify for coverage.
Comprehensive Coverage
Covers a wide range of injuries, from minor to severe.
Works with HSA
Complements your Health Savings Account (HSA).
Workplace Coverage
Provides financial support for accidents that occur at work or outside of work.
Choose the Plan That Fits Your Needs
Benefit Plan Level 1: Essential Coverage
(Base)
Affordable coverage designed to meet your basic needs.
Benefit Plan Level 2: Enhanced Protection
(Recommended)
Greater financial security with expanded coverage options for your peace of mind.
What Does the Accident Plan Cover?
All covered services are subject to exclusions and limitations - please refer to your plan documents for full breakdown.
Injury Benefits
Level I
Level II
Burns
$375 to $12,000
$500 to $15,000
Concussion
$275
$375
Connective Tissue Damage
$100 to $200
$100 to $200
Eye Injury
$200
$300
Injury due to Auto Accident
$250
$250
Internal Injuries
$200
$200
Lacerations
$50 to $600
$50 to $600
Fracture Benefits
Level I
Level II
Injury
$200 to $2,250
$200 to $3,750
Surgical Repair of Fracture
100%
100%
Chip Fracture
25%
25%
Prosthetic Device or Artificial Limb
$750 to $1,500
$1,250 to $2,500
Skin Grafts (due to burns)
50%
50%
Skin Grafts (not due to burns)
$125 to $250
$250 to $500
Transfusions
$300
$400
X-ray or ultrasound
$50
$60
Dislocation Benefits
Level I
Level II
Injury
$140 to $2,000
$200 to $3,000
Surgical Repair of Dislocation
100%
100%
Incomplete Dislocation
25%
25%
Surgery Benefits
Level I
Level II
Anesthesia
$50 to $150
$150 to $250
Connective Tissue Surgery
$100 to $1,000
$125 to $1,600
Outpatient Surgical Facility
$200
$300
Well Being Assistance Benefit - Standard $50
List of Covered Services
Continued Covered Services
Services
Blood Test for triglycerides
Mammography
Bone Marrow Testing
Skin Cancer Biopsy
BRCA1 or BRCA2 Testing
Stress Test on Bicycle or Treadmill
Cartoid Doppler
ThinPrep pap test
Chest X-Ray
Virtual Colonoscopy
Well Being Accident Benefits
Level I
Level II
Hospital Admission
$750
$1,000
Hospital Admission - ICU
$1,500
$1,750
Hospital Confinement - Daily Stay
$200
$250
Hospital ICU Confinement - Daily Stay
$250
$350
Hospital Sub-Acute ICU Confinement - Daily Stay
$300
$400
Short Stay (8-20 hours)
$200
$200
Accidental Death and Dismemberment Benefits
Level I
Level II
Accidental Death - Named Insured
$25,000
$50,000
Accidental Death - Spouse
$25,000
$50,000
Accidental Death - Dependent Children
$5,000
$10,000
Accidental Dismemberment - Both Feet
$50,000
$75,000
Accidental Dismemberment - Both Hands
$50,000
$75,000
Coma (7+ consecutive days)
$7,500
$10,000
Loss of Use - Hearing (one ear)
$7,500
$9,000
Contact us
MedSurf Data Partners LP
Call Us
Call us directly to schedule a meeting with a Benefit Advisor for personalized assistance with your benefits enrollment.
+1-(800)-617-8012Explore Our Insurance Policies
Click below to dive into the detailed terms of our comprehensive insurance policies.