Why Choose Health Benefit Plan?

Affordable Prescription Drug Coverage

Low copays for acute, chronic, and preventive medications.

Comprehensive Preventive Care

Coverage for preventive medications and services to help you stay healthy and avoid costly medical issues.

Reference-Based Pricing (RBP)

Transparent and cost-effective reimbursement method based on Medicare rates, ensuring fair pricing for medical services.

Flexible Plan Options

Tailored plans to meet your healthcare needs, whether for acute care, chronic conditions, or preventive services.

Easy Access to Care

Affordable copays for medications and services, making it easier to access the care you need without financial stress.

Trusted Provider

Backed by MedSurf Benefit Plan, a trusted name in Health Benefit Plan, committed to providing quality coverage and support.

Choose your options

Healthy Living Plan

Best For: Individuals or families looking for basic coverage at an affordable price.

Essential Value

Best For: Those who want more comprehensive coverage with moderate costs.

MVP Plan

Best For: Individuals or families seeking premium coverage with the lowest out-of-pocket costs.

What benefits does the Health Plan provide?

All covered services are subject to exclusions and limitations - please refer to your plan documents for full breakdown.

Healthy Living Plan (Level I)

Essential Value (Level II)

MVP Plan (Level III)

Virtual Primary, Specialist & Pediatric Visit

$0 Copay (unlimited visits)

$0 Copay (unlimited visits)

$0 Copay (unlimited visits)

Virtual Behavioral Health Visit

$0 Copay (7 visits/year)

$0 Copay (7 visits/year)

$0 Copay (7 visits/year)

Primary Care Office Visit

Not Covered

$60 Copay 6 visits/year

$60 Copay (8 visits/year)

Specialist Office Visit

Not Covered

$60 Copay 6 visits/year

$60 Copay (8 visits/year)

Urgent Care

$0 Copay (unlimited visits, coverage only at contracted centers)

$50 Copay

$50 Copay

Deductible inrespect of below benefits

$0

$0

Individual $5, 000 - Family $10, 000 (In network)

Inpatient Hospitalization

Not Covered

$350 Copay (3 days/year)

$350 Copay (5 days/year) - After deductible

Inpatient Visits - Physician

Not Covered

3 visits/year

5 visits/year

Inpatient Surgery

Not Covered

2 surgeries/year

2 surgeries/year

Anesthesia

Not Covered

2 inpatient and 1 outpatient procedure

2 procedures/year - 2 patients and 1 outpatient procedure

Laboratory Service (Non-Hospital Based)

Not Covered

$50 Copay; Combined limit of 3 visits per plan year with Radiology

$50 Copay; Combined limit of 3 visits per plan year with Radiology

Radiology (Non-Hospital Based)

Not Covered

$50 Copay; Combined limit of 3 visits per plan year with Laboratory

$50 Copay; Combined limit of 3 visits per plan year with Laboratory

CT/MRI/MRA/PET Scan (Prior Authorization Required)

Not Covered

$350 limit to 1 scan per plan year

$350 limit to 1 scan per plan year

Professional Services

Not Covered

Not Covered

$350 Copay

Maternity/Childbirth Delivery

Not Covered

Not Covered

$700 (after deductible)

Allergy Services

Not Covered

$25 Copay

$25 Copay

Chiropractic Services

Not Covered

Not Covered

$50 copay (10 visits/year)

Mental Health, Behavioral Health, or Substance Abuse (Inpatient or Partial Day)

Not Covered

$350 copay per admission; limit to 3 visit per plan year

$$350 Copay

Mental Health, Behavioral Health, or Substance Abuse (Outpatient)

Not Covered

$350 Copay; limit to 1 visit per plan year

$350 Copay limit to 1 visit

Emergency Medical Transportation (by land only)

Not Covered

$250 Copay

$250 Copay (after deductible, 1 transport/year)

Acute Medications (up to 30-day supply)

$0 Copay

N/A

$0 Copay

Chronic Medications (limited to two (2) 30-day fills, then 90-day fills required)

$0 Copay

$0 Copay

$0 Copay

Tier 1 - ACA Preventive Drugs

$0 Copay

$0 Copay

$0 Copay

Contact us

MedSurf Data Partners LP

Support Email

For further questions, please send us an email.

benefitsupport@medsurf.co

Call Us

Call us directly to schedule a meeting with a Benefit Advisor for personalized assistance with your benefits enrollment.

+1-(800)-617-8012

Explore Our Insurance Policies

Click below to dive into the detailed terms of our comprehensive insurance policies.