MedSurf Data Partnership
Critical Illness
When life takes unexpected turn, your focus should be on recovery - not finances. MedSurf Plan's group critical illness and cancer insurance plan will help relieve some of your financial worries by providing a lump-sum benefit payable directly to you to use as needed.
Why Choose Critical Illness Insurance?
Financial Security
Provides a lump-sum benefit to cover medical expenses, recovery costs, and daily living expenses.
Flexibility
Use the benefit as needed—for medical bills, mortgage payments, childcare, or other expenses.
Coverage for Families
Spouse and eligible dependent children can be covered at 50% of the employee's coverage amount.
No Medical Underwriting
No medical questions to qualify for coverage.
Works with HSA
Complements your Health Savings Account (HSA).
Coverage Amounts
Employee
$10,000, $20,000, or $30,000
Spouse/Dependent Children
50% of the employee's coverage amount.
What Does the Critical Illness Plan Cover?
Critical Illness Conditions
Coverage Amount
Benign Brain Tumor
100% of coverage amount
Coma
100% of coverage amount
Heart Attack (Myocardial Infarction)
100% of coverage amount
Coronary Artery Disease
25% of coverage amount
Cancer Conditions
Coverage Amount
Invasive Cancer (including breast cancer)
100% of coverage amount
Non-Invasive Cancer
25% of coverage amount
Skin Cancer (initial diagnosis)
$400 per lifetime
Additional Covered Conditions for Dependent Children
Coverage Amount
Cerebral Palsy
100% of coverage amount
Cleft Lip or Palate
100% of coverage amount
Cystic Fibrosis
100% of coverage amount
Down Syndrome
100% of coverage amount
Spina Bifida
100% of coverage amount
Key Benefits
For more information, talk to your benefits counselor
Subsequent Diagnosis
100% of the coverage amount may be payable for different critical illness and 25% of the coverage amount is payable for same critical illness.
One Annual Benefit
Payable at no additional cost.
Recurrence of Invasive Cancer
25% of the coverage amount is payable if treatment-free for at least 12 months and in complete remission prior to recurrence.
Wellbeing Assistance Benefit
$50 per covered person per calendar year benefit amount and 30 days before the benefit is payable.
Covered Tests
Blood Test for Triglycerides
Bone Marrow Testing
BRCA1 or BRCA2 Testing (genetic test for breast cancer)
Breast Ultrasound
CA 15-3 (blood test for breast cancer)
CA 125 (Ovarian Cancer)
Carotid Doppler
CEA (blood test for colon cancer)
Chest X-Ray
Colonoscopy
Echocardiogram (ECHO)
Electrocardiogram (EKG, ECG)
Fasting Blood Glucose Test
Flexible Sigmoidoscopy
Hemoccult Stool Analysis
Mammography
PAP Smear
PSA (blood test for prostate cancer)
Serum Cholesterol for HDL and LDL Levels
Serum Protein Electrophoresis (blood test for myeloma)
Skin Cancer Biopsy
Stress Test on Stationary Bike or Treadmill
Thermography
ThinPrep PAP Test
Virtual Colonoscopy
Disclosures, Limitations, and Exclusions
Contact us
MedSurf Data Partners LP
Call Us
Call us directly to schedule a meeting with a Benefit Advisor for personalized assistance with your benefits enrollment.
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